Powerful Virtual Terminals
Modern Security Features
- Automated Billing Capabilities
- Terminal Compatibility
- PCI Compliance
- Integrated Fraud Prevention
Connect with Every Management Tooll
Mobile solutions, physical card readers, receipt printers, and many inventory management software and CRMs can link with your virtual terminal, catering to a wider range of customer preferences.
CRM, Application & Ecosystem
You can link CRMs such as Salesforce, Zoho, and HubSpot, along with accounting tools like Quickbooks and FreshBooks, to aid in managing payroll, invoicing, and other financial tasks. This direct connection with your virtual terminal credit card processing solution enhances value and simplifies payment processing.
Virtual Credit Card Terminal Options
As a business owner, numerous opportunities are available with an integrated virtual terminal. Fortunately, initiating secure payments from any location, at any time, is merely the starting point.
Automated Recurring Billing
With a simple click, you can regularly charge the same card information on a recurring basis, simplifying continuity.
Invoicing and Receipts
Effortlessly send invoices and receipts to your clients to enhance customer satisfaction and mitigate credit card fraud.
Accept Payments Without a Credit Card Terminal
Enable card-not-present transactions using a secure and compliant web-based application. Instead of relying on point-of-sale hardware, a virtual terminal empowers your business to process credit cards, debit cards, and electronic checks from any location, at any time – all you require is internet access.
A virtual credit card terminal supported by Unity Payments provides a straightforward online form to securely input customer information for MOTO (Mail Order Telephone Order) transactions. Submissions of this nature are exceedingly simple, with approval almost instantaneous.
Phone-Based Transactions
Complete the straightforward online form during your call with the client. Receive instant approval and promptly send them a receipt.
Payments Via Mail
Ordering by mail has never been simpler. Just input the credit card details and automatically send the customer a receipt for their purchase.
Processing Card Information via Email
Accepting transaction information via email is increasingly popular, and now it's effortless too, with your terminal directly integrated into your CRM.
Single Payment
For hassle-free processing of all mail orders, telephone orders, and e-check payments, utilize the convenient virtual credit card terminal. This web-based solution facilitates the acceptance of all payment types, whether one-time or recurring.
Automated Recurring Billing (ARB)
By specifying the frequency and duration for charging a particular card on the online form, you gain the capability to handle recurring transactions. With just a few additional details, you can automate the manual billing process. Offering a streamlined and straightforward process for returning customers, the ARB option on your credit card terminal becomes essential.
Backup and Restoration
In circumstances where the physical POS terminal becomes unusable due to malfunctions, errors, or damages, a virtual terminal offers a seamless solution to maintain uninterrupted business operations. Serving as an ideal temporary or backup alternative, the online credit card terminal ensures business continuity, effectively mitigating disruptions to your regular operations caused by hardware issues.
Fraud Prevention
The entire form-fill process adheres to PCI compliance standards and utilizes encrypted data transmission. Additional security measures include Visa’s 3D Secure authentication protocol, along with similar offerings such as Mastercard SecureCode, JCB International J/Secure, and American Express SafeKey. These built-in safeguards within online credit card terminals ensure the protection of sensitive information.
Account Refresh
Card authentication is just the beginning of validating card information. In cases of recurring billing where customers update their card details, your virtual terminal can detect and update the information to prevent transaction failures. Leading companies like Authorize.net and Cybersource focus on preventing unintended payment failures by prioritizing information updating.
Billing Documentation
Provide your clients with the convenience of securely entering their card information online via a self-service link. This not only saves you time but also offers customers a secure method to complete their transactions. Additionally, this virtual terminal credit card processing option can be customized with your logo and a detailed breakdown of costs and remaining balances, if desired
Industries Benefiting from Virtual Terminals
Virtual terminals offer numerous advantages for businesses that do not rely on traditional terminal hardware. Not only are virtual terminal merchant accounts user-friendly and easy to set up, but they also provide flexibility, security, and suitability for a wide range of business types and industries. For businesses venturing into eCommerce, obtaining a virtual terminal is essential for accepting payments. Typical business sectors benefiting from virtual terminal credit card processing include:
- Courier Services
- Independent Contractors
- Online Technical Support
- Accounting Practices
- Document Preparation Services
- Debt Consolidation Agencies
- Software-as-a-Service (SaaS) Providers
- Charitable Organizations
- Property Management Companies
- Hospitality and Travel Agencies
- Telemedicine Services
- Bail Bond Agencies
- Storage Facilities
- And Numerous Others